Based on the latest three-year annual loan interest rate of the central bank, the latest annual loan interest rate of the central bank is 5.25%.
3 12=36 months
Three-year loan with monthly interest of 65438+200,000.
=( 1200005.25%3)÷36
=525 yuan
According to the regulations, the interest rate of ICBC's three-year loan is 4.75%. According to the interest calculation formula (interest = principal × interest rate× time is loan amount, interest rate and term), the interest amount can be calculated through this operation. The specific operation is as follows:
Interest = principal × interest rate× term =120000× 4.75 %× 3 =17100.
In other words, the interest on your last car loan in ICBC is 17 100 yuan.
Second, how much is the monthly loan of 600,000 yuan in the bank?
To calculate the loan interest or monthly repayment amount, you need to know the loan principal, loan term, repayment method and annual loan interest rate. If the above information is confirmed, you can try to calculate it through our loan calculator. Log in to the lower right of China Merchants Bank official website and find the "Financial Calculator"-"Personal Loan Calculator" for calculation.
Third, how much is the mortgage every month?
If you borrow from China Merchants Bank, the specific monthly payment depends on your loan execution interest rate, repayment method, amount, term, etc. You can make a trial calculation of monthly payment through China Merchants Bank official website or mobile banking, and the trial results are for reference only.
Mobile banking: log in to mobile banking and click My-All-Assistant-Financial Calculator-Loan Calculator;
China Merchants Bank Home Page: Central Financial Instrument-Personal Loan Calculator.
Enter the loan amount, annual interest rate, loan term, repayment method and other information, and try to calculate the monthly loan amount and interest.