The personal loan interest rate of the Agricultural Bank of China is floating on the benchmark loan interest rate of the People's Bank of China. The specific floating situation will be decided by the Agricultural Bank of China according to your personal qualifications. The better your qualifications, the lower the floating degree.

The benchmark interest rate is:

1. Ordinary loan interest rate:

1. If the loan term is within one year (inclusive), the interest rate is 4.35%;

2. if the loan term is within 1-5 years (inclusive), the interest rate is 4.75%;

3. if the loan term exceeds 5 years, the interest rate is 4.9%.

2. Interest rate of provident fund loan:

1. If the loan term is within 1-5 years (inclusive), the interest rate is 2.75%;

2. if the loan term exceeds 5 years, the interest rate is 3.25%.

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