1. Log in to online banking or mobile banking of Agricultural Bank of China, select the "Loan" column, and find the "Loan Consolidation" function.

2. Enter the loan account consolidation page, select the loan account to be consolidated, enter the consolidated account information and password according to the prompt, and confirm the consolidation operation.

3. The loan accounts will be merged, and the repayment plans and information of all loan accounts will be merged into the new account.