1. Find out why: First, you can contact the lending institution to find out the specific reasons for the loan extension. It may be caused by internal process problems, incomplete document review or other reasons. Knowing the reasons can solve the problem better.
2. Urge the loan: If you know the reason for the extension, you can communicate with the lending institution to urge the loan. You can call, email or go to the agency in person to urge. When urging, politely and firmly express your needs and ask the other party to give a clear solution and time.
3. Help: If the loan reminder fails, you can ask the relevant departments or institutions for help. You can complain to the CBRC, consumer protection organizations or relevant regulatory authorities and seek their assistance to solve the problem. At the same time, you can also consult a lawyer to find out whether there are legal means to take.
4. Looking for alternatives: If the loan problem cannot be solved, you can consider looking for other lending institutions or banks to see if you can re-apply for loans. At the same time, we can also consider negotiating with the seller to extend the signing time of the house purchase contract in order to gain more time to solve the loan problem.
In short, in the face of the delay in lending after mortgage approval, you can solve the problem by understanding the reasons, urging loans, asking for help, and looking for alternatives. I hope the above information is helpful to you.
If you don't know your online loan application, you can try to get a big data report from Lan Bing Data, check your detailed loan records, and then confirm that you borrowed the money yourself. At this time, you should pay off all the money you owe, and then contact the customer service of the corresponding platform to let them handle it and see if the blacklist of online loans can be eliminated.