Under normal circumstances, you can choose two ways: one is to reduce the monthly repayment amount and keep the repayment period unchanged; The other is to shorten the repayment period and keep the monthly repayment amount unchanged.
1. If your income keeps increasing, you can choose the repayment method of shortening the loan term. If the income does not increase too much, you can reduce the repayment amount and keep the repayment period unchanged, which will reduce the repayment pressure.
2. The repayment method of spot financial loans is "equal principal and interest". You can repay the loan principal and interest with the same total amount on each repayment date, transfer the amount to the repayment bank card, and the system will automatically deduct the money on your repayment date. You can't pay in advance on your mobile phone. If you want to prepay, you can call the customer service phone of Instant Finance * to make an appointment for prepayment.
Flexible repayment service for instant loans
The "Flexible Repayment Package" service was immediately funded. If the lender has purchased a flexible repayment package, after the first installment of normal repayment, you can click "Finance APP- My-I want to repay" and check any item that needs to be repaid. The "Flexible Repayment Package" option will appear in the lower right corner of the interface. You can change the repayment date after entering, and you can repay in advance or postpone the repayment.
Reminder: If you often forget to repay, you can purchase the "Flexible Repayment Package Service" in advance, which can realize the immediate repayment of financial loans, regardless of the immediate financial repayment date.
In addition, unless it is a special case, don't apply for prepayment easily and pay liquidated damages for it. I hope the above introduction will be helpful to everyone.