1, loan king
Lenders also don't look at the opening of loans that can be made on the day of credit reporting liabilities. The cost is not expensive, and the information is 00 yuan. It doesn't look at credit information and big data, but it must be true when filling in the information.
2. Copper loan
Copper money loan is a loan that does not look at credit information. Even if you are in debt, you can apply for loan networking technology on it, and strive to continuously improve the user service experience. You only need your ID card and mobile phone number.
3. East Gate E Loan
Dongmen e-loan is one of them that can lend money on the same day without looking at credit liabilities. The loan amount is large, and you only need an ID card to get a loan of up to 50,000 yuan. The longest loan period of this project is 90 days, and it will be charged according to the loan amount except interest.
Step 4 kiss microfinance
Pro-small loans do not look at credit loans. It is an online loan with a maximum loan of 1 10,000 yuan. There is no occupational income limit, and the loan will arrive on the same day.
1, qualification risk
Online lending is different from financial institutions. Financial banks and trust companies must be hundreds of millions, dozens or even dozens of them, but they have guarantees and "thresholds". However, due to the low threshold of online lending companies, the government has not yet issued guidance, and platform software can be bought from thousands to tens of thousands. Many people who owe a lot in private lending have bought platform virtual borrowers and virtual mortgages to attract investors to invest at high interest rates. High interest rates are generally at least 30% per year, and individual platforms reach 50% to 70%.
2. Managing risks
Peer-to-peer lending seems simple, but it is actually a more complicated model than financial institutions such as banks. P2P online lending is a new industry, but the innovation market of financial industry has not yet reached a mature stage. No one treats this financial product correctly, but pursues high returns, while those who need funds are eager to cash out. As an online lender, its original intention is only to make a profit, and its organizational structure lacks professional credit risk managers and does not have the knowledge and qualification of loan risk management. Therefore, it is difficult to grasp and deal with the problems in the operation of the platform, which leads to a large number of bad debts and finally can only be closed down.
3. Capital risk
Paying attention to a P2P online lending platform is also crucial for investors' capital flow. Without a tripartite fund management platform, investors' funds can also be used, especially some online lending platforms, where the boss is self-employed and used for enterprise management to achieve self-borrowing and self-use. No one can control and bear the risk, but only the investors. This is also the way many platforms run. It is necessary to supervise the investor platform and strictly control its use of investor funds as a platform. Only in this way can investors' funds be guaranteed.
Second, borrow 500 rpm 1000 small loan platform: these four small loan softwares meet your needs!
With the continuous development of Internet financial technology, many loan platforms have appeared on the Internet. For some users whose funding gap is not so big, it is enough for the loan platform to provide a loan amount of several thousand yuan. Share four kinds of small loan software that can meet users' borrowing needs with the small loan platform of 500- 1000!
Small loan platforms 500- 1000, 1 and e-point loan e-point loan are loan products operated by Yin Bei Consumer Finance Co., Ltd. Applicants should be between 20 and 50 years old and have good personal credit information. If you apply online, you can apply through official channels or operate on a cooperative third-party platform. E-point loan has a maximum loan amount of 50,000 yuan and a minimum loan amount of 1000 yuan. 2. Raising money is an early mobile phone loan platform under the Central Plains Consumer Finance. I have been operating online, and I don't need to go to the store to sign for it. It is called 724-hour service. You can apply at any time, and you can make a payment immediately after approval. The minimum amount starts from 1000 yuan, depending on personal qualifications, and supports 3, 6, 9 and 12 periods. The down payment is usually several thousand yuan. 3. Money flower is a small full credit service product. The conditions for entering the exam mainly include two aspects, age requirements and information requirements. Rich users 18~55 years old are required, and college students are refused to provide consumer installment loans with a maximum loan amount of 200,000 yuan and a minimum loan amount of 500 yuan. 4. White Cat Loan White Cat Loan is a credit product of Guangzhou Du Zhi Internet Co., Ltd., with a loan amount of 50-40,000 yuan and a loan term of 3- 12 months. Due to the limited daily interest rate of loans, Ningxia, Inner Mongolia and Xinjiang do not support loans for the time being. The above is the related content sharing of "Lending Small Loans 500- 1000", I hope it will help everyone!
Third, what is a relatively large and formal car loan platform?
What are the regular car loans? 13 car loan platform for you to choose from! In fact, there are many platforms for car loans, and the loan application conditions and required qualifications of each platform are different. It is difficult for people who have not received professional training to summarize all these formal car loan platforms, so Mr. Pu summarized the following 13 formal car loan platforms for you. You can choose one and see if there is one that suits you:
I. Houhe-Cheer Loan
Application conditions: 22-60 years old, no bad credit record, stable income 1, 22-60 years old; 2. There is a one-time purchase of small passenger cars within 7 years; 3. No bad credit record.
Required materials: 1, ID card 2, residence permit 3, vehicle household registration book; Loan amount:1-50,000; Loan term:1-65438+August; Loan interest: about 2%.
Second, Yafu Road-car loan
Application conditions: stable income from work, a full-scale car that can be mortgaged, and good credit information; 1, stable working income; 2. The mortgaged vehicle is a full-model vehicle.
; 3. Good credit information.
Required materials: 1, a set of information about the car; 2. Personal work certificate; 3. Running water for half a year.
Loan amount:1-500,000; Loan term: 65438+February-April; Loan interest: about 2%.
III. Ping An Pratt & Whitney-Owner Loan
Application conditions: 1, age requirement: 2 1-55 years old; 2. Car age requirements: no more than 5 years; 3. Vehicle valuation: 80,000 yuan or more; 4. Vehicle nature: family cars with less than 8 seats, non-operating vehicles; 5. Insurance requirements: it is required to purchase compulsory insurance and commercial insurance in Shenzhen; 6. Vehicle requirements: trucks are not accepted as collateral (the whole vehicle is required); 7. Other requirements: the vehicle must be in my name for more than six months; 8. Credit requirements: good credit, no bad overdue, no white application.
Required materials: 1. Original ID card (residence permit is required for foreign household registration); 2. Proof of work and income; 3. The applicant's motor vehicle registration certificate, driving license and additional proof of purchase tax (original); 4. Commercial insurance policy, compulsory insurance, travel tax, and relevant tax certificates for imported vehicles.
Description of interest rate: term 12-36 months, with interest of 0.55%- 1.85%.
Fourth, CreditEase Pratt & Whitney Car Easy Loan.
Application conditions: the license plate is in the applicant's name, the price of naked car is more than 80 thousand, and the credit information is good. 1, 22-55 years old, the license plate must be in the applicant's name; 2. Appraisal requirements: the bare car price is at least 80,000 yuan; 3. Car age requirements: no more than 5 years; 4. Other requirements: The vehicle is not mortgaged at present.
Materials required: 1, materials required for mortgage procedures (1) ID card (2) Temporary residence permit is required for foreign household registration (3) Vehicle procedures are complete (vehicle registration certificate, purchase of additional tax certificate (original), car purchase invoice) (4) Auto insurance policy (5) Driving license; 2. Materials required for non-parking (1) ID card (2) Temporary residence permit for foreign residents (3) Complete vehicle procedures (vehicle registration certificate, certificate of purchase of additional tax (original), car purchase invoice) (4) Auto insurance policy (5) Driving license (6) Work certificate issued by the personnel department of the unit (7) Personal credit report (which can be printed at the local people's bank). Loan amount:1-2 million; Loan term: 1-36 months; Loan interest: the monthly comprehensive cost is about 2.5%.
Verb (abbreviation of verb) micro-loan network-car loan
Applicable conditions: 1, 18 or above and 70 or below. 2. I have a car in my name, and I bought it 1 month, less than 10 years.
Required materials: 1: ID card 2: driving license 3: registration certificate 4: driver's license 5: spare key 6: residence permit (not used by locals) 7: insurance policy 8: bank card (four major bank cards)
Loan amount:1-500,000; Loan term:1-65438+February; Loan interest: the interest before the principal is 1.88 (the term is 1, and the loan can be renewed indefinitely in February and March), and the equal interest is 1.48 (the term is 6-36 months); Charge: GPS charge 1000 yuan. Repayment method: pay interest first, then principal or equal principal and interest.
Sixth, Yalian Finance automobile mortgage.
Application conditions: 1, age requirements: 18-60 years old; 2. Credit requirements: accept applicants with blank credit records; 3. Vehicle requirements: private car under the applicant's name (no transfer registration record in the last 3 months); 4. License plate requirements: only Guangdong B license is allowed; 5. Vehicle insurance: compulsory insurance commercial insurance (insurance period); 6. Car age requirements: the loan period plus car age shall not exceed 8 years; 7. Vehicle evaluation: the vehicle evaluation value shall not be less than 654.38+ 10,000.
Required materials: salaried and self-employed: 1. Loan application form: a loan application form completed by the applicant and signed/sealed. 2. Vehicle certificate: motor vehicle registration certificate (which needs to be mortgaged to our company and cannot be exempted), driving license and the latest and effective commercial insurance policy. 3. Car purchase bills: car purchase invoices, vehicle and vessel tax payment certificates and purchase tax additional certificates. 4. Identification: valid ID card. 5. proof of address: any of the following documents in the last 2 months: letters sent by government departments, such as tax bills and local tax invoices; Letters sent by utilities, such as electricity/water/gas/telephone/cable TV, etc. Letters sent by communication companies, such as mobile phone service bills/internet service bills, etc. Including letters from public institutions, such as professional qualification certificates. 6. Work certificate: any of the following: employment contract/work permit/work certificate (which must be stamped with company official seal/financial seal/personnel seal)/latest payroll (which must be printed with company name, logo, salary details and other details). 7. proof of income: the bank issued the salary passbook/bill for the last 1 month. Pengyuan Credit Authorization Letter (consistent with credit loan). 8. Pengyuan Credit Authorization Letter (consistent with credit loan).
Partners and shareholders: 1. Loan application form; 2. Vehicle certificate; 3. Car purchase bill; 4. Identification; 5. Proof of address; 6. Enterprise license document: valid business license; 7. Running water to the public bank: the bank statement of the company in the last 1 month.
8. Personal bank flow: personal master bank account records in the last 1 month. 9. Pengyuan Credit Authorization Letter (consistent with credit loan) "; Loan amount: 600,000 to 600,000. Loan term: March -36 months; Repayment method: equal principal and interest
Seven, Zhong Tengxin-car
Application conditions: 1, age requirement: 22-60 years old; 2. License requirements: Qingdao license; 3. Valuation requirements: The bare car price is estimated to be at least 50,000; 4. Car age requirements: the longest is not more than 5 years, and mortgage cars are not accepted; 5. Vehicle use: non-operating vehicles, private cars 6. Mortgage requirements: the vehicle must be a full-size vehicle.
Required materials: 1, ID card and marriage certificate of both husband and wife; 2. Vehicles and vehicles under the names of either spouse; 3, 6 months of running water (can cover monthly interest). 4. Driver's license, copy of ID card and compulsory insurance policy. Loan amount: 2- 1 ten thousand; Loan term: 1-6 months; GPS fee 1200 yuan. Repayment method: pay interest regularly and repay the principal at maturity.
Eight, Friendship Letter-automobile mortgage
Application conditions: 1, age requirements: 18-60 years old; 2, vehicle requirements: I get off the whole car; 3. Vehicle age requirement: the longest time shall not exceed 10 year; 4. Appraisal requirements: at least 80,000 yuan; 5. Vehicle nature: family car, non-operating vehicle; 6. Credit requirements: the credit is good, there is no bad overdue, and people who accept credit gaps apply.
Required materials: 1. Second-generation ID card; 2. Vehicle registration certificate; 3. Vehicle driving license; 4. Compulsory insurance and commercial insurance policies. Loan amount:1-500,000; Loan term: 1-24 months; Loan interest; Repayment method: equal principal and interest
Nine. Credit Suisse Bank Finance-Automobile Loan Mortgage
Application conditions: 1, age requirement: 22-55 years old; 2. License requirements: local license; 3. Car age requirements: within 8 years; 4. Valuation requirements: the vehicle valuation is not less than 50,000 kilometers and less than 250,000 kilometers; 5. Vehicle requirements: My local non-operating vehicle only accepts applications for full-model vehicles.
Required materials: 1. Id card 2. Vehicle registration certificate. Vehicle purchase tax invoice 4. Driving license. Comprehensive insurance policy. Two keys; Loan amount:1-500,000; Loan term: 1-36 months; Repayment method: equal principal and interest
X. Lian Jin University-License Plate Loan
Application conditions: 1, age requirement: 18-55 years old; 2. Model: family car, non-operating vehicle with less than 7 seats 3. License plate requirements: local license plate; 4. Vehicle valuation: the price of bare cars is above 80,000; 5. Car age requirements: within 5 years; 6. Job requirements: office workers need to pay social security for more than 3 months, and operators need to register for more than 3 months; 7, credit requirements: good credit, no bad overdue, accept credit blank people.
Required materials: 1, second-generation ID card; 2. Vehicle driving license, driving license and registration certificate; 3. Vehicle compulsory insurance and commercial insurance policies; 4. Social security information or business license. Loan amount: 500,000 to 500,000. Loan term: March -36 months. Loan interest: the monthly interest rate is about 2.5%, and the one-time handling fee is 2%. Repayment method: equal principal and interest
Xi。 Heng Chang-Hengcherong
Application conditions: Applicant: 18-65 years old natural person with full civil capacity; Vehicle: a vehicle with clear property rights under my name; Work income: the income amount is more than 2000 yuan.
Required materials: 1. Original registration certificate (5 pages) scanned and uploaded or original photo uploaded; 2. The original driver's license (3 pages) is scanned and uploaded or the original photo is uploaded; 3. Vehicle insurance: compulsory insurance policies and commercial insurance policies (including: third party liability insurance (the insured amount shall not be less than 500,000 yuan), car damage insurance, theft and emergency rescue, excluding deductible insurance) within the validity period, with the original or photocopy stamped with the red seal of the insurance company, scanned, uploaded or photographed; 4. Tax payment voucher (estimated at 500,000); The original is scanned and uploaded or the original is photographed and uploaded; 5. Vehicle photos: According to the requirements of the risk control outline, the original photos must be uploaded. Loan amount: 500,000-800,000; Loan term: 65438+February-April; Loan interest: the monthly comprehensive cost is between 1.5%-2%, and there is a one-time handling fee of 5%. Repayment method: equal principal and interest
XII. Ye Jia-Auto Loan
Application conditions: stable income, good credit, and the car is in my name; Required materials: 1, ID card 2, driving license, registration certificate and insurance policy; Loan amount:1-2 million; Loan term:1-65438+August; Loan interest: about 3% per month; Repayment method: equal principal and interest
Thirteen. Shenzhou car flash loan: download APP operation. It used to be a mortgage car. Now the whole car is required to take money from relevant offline outlets.
Summary: we can also operate wheel loans, mini-car to car loans, bank mortgage loans, small loans for safe car owners with solid funds, and worry-free loans for famous cars.
Fanpu Express, Quark Finance Easy Car Loan Easy Car Loan Easy Car Loan Easy Hengxin Easy Loan E Rongche Loan Yushang Loan Century Jin Fu Shenzhou Loan.
How much is 4.500? 1000 platform?
Application conditions:
1, Chinese mainland residents aged 18;
2. Have a stable address and work or business place;
3. Have a stable source of income;
4. There is no bad credit record, and the purpose of the loan cannot be bad behavior.
5. Other conditions required by daily wallet.