The specific process for withdrawing Zibo Housing Provident Fund is as follows:

1. Personal application:

(1) Submit an application;

( 2) Fill in the "Housing Provident Fund Withdrawal Approval Form" and "Housing Provident Fund Payment Voucher";

(3) Provide the originals of relevant certification materials and provide copies for filing.

2. Unit review

(1) Review the authenticity, legality and completeness of relevant certification materials provided by individuals;

(2) In the "Housing Sign the opinions on the Provident Fund Withdrawal Approval Form and stamp it with the official seal.

3. Approval by the housing provident fund management agency:

(1) Check the relevant certification materials provided;

(2) Approval of the withdrawal amount;

(3) Collect filing information;

(4) Sign the approval opinions on the "Housing Provident Fund Withdrawal Approval Form" and "Housing Provident Fund Payment Voucher", and stamp "Housing Provident Fund Withdrawal Approval Special" Chapter" seal.

4. Handle the withdrawal procedures

(1) The housing provident fund withdrawal method is by transfer in the same city to the account of the employee's unit, and in other places by wire transfer or letter transfer to the place of transfer. Provident Fund Center;

(2) If an individual withdraws money to repay the principal and interest of the loan, the housing provident fund management agency will directly transfer the transfer check issued to the special account opened by the lending bank for the borrower to repay the loan. The principal and interest can be withdrawn once a year. For withdrawals under other circumstances, the housing provident fund management agency can transfer the check to the employee's unit account by transfer check, and then the unit will withdraw the cash payment and issue it to the individual employee.

The specific conditions for withdrawing the housing provident fund are as follows:

1. Housing consumption situation:

(1) Purchase a house with ownership;

(2) Pay rent for housing within the city;

(3) Repay the principal and interest of housing loans owned by the city or other places;

(4) Build, renovate, and overhaul the city Owned housing within the scope;

(5) Other housing consumption;

2. Other circumstances:

(1) The household registration is not in this city and has applied for pension Insurance or basic medical insurance relationship transfer procedures;

(2) Moving household registration out of this city;

(3) Settling abroad or in Hong Kong, Macao and Taiwan;

(4) Retirement;

(5) Completely lose the ability to work and terminate the labor relationship with the unit;

(6) Men over 50 years old or women over 45 years old, career and housing The provident fund account has been sealed for 2 years;

(7) Enjoy minimum living security;

(8) The employee or a family member suffers from a major disease.

To sum up, when applying for withdrawal, employees first need to go to their housing provident fund management center to apply for withdrawal. The unit will review it, and the housing management center will approve it. After approval, the loan can be released.

Legal basis:

Article 24 of the "Housing Provident Fund Management Regulations"

If an employee has any of the following circumstances, he or she may withdraw money from the employee housing provident fund account The storage balance of:

(1) Those who purchase, build, renovate or overhaul their own houses;

(2) Those who retire or retire;

(3) ) Completely loses the ability to work and terminates the labor relationship with the employer;

(4) Leaving the country to settle down; (5) Repaying the principal and interest of the house purchase loan;

(6) The rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, if the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time.

If an employee dies or is declared dead, the employee’s heirs and legatees can withdraw the balance in the employee’s housing provident fund account; if there is no heir or legatee, the balance in the employee’s housing provident fund account can be withdrawn. Included in the value-added income of the housing provident fund.