If Bank of Communications applies for personal consumption loan, the lending time is 15 working days (approval is 10 working days); It depends on the qualifications of the applicant.

The loan processing flow is as follows:

1. loan application: the customer fills in and submits the application form and application materials designated by CCB.

2. Pre-lending investigation and interview: CCB interviewed the borrower and conducted pre-lending investigation.

3. Loan approval: CCB conducts loan approval.

4. Signing a contract: After the customer's loan is approved, sign a loan contract with CCB.

Second, how long does it take for Bank of Communications to lend money?

At present, many banks' mortgage loans are relatively slow, and it takes about 1 month to lend money. Bank of Communications is no exception.

Third, how long can the consumer loan of Bank of Communications be released?

If Bank of Communications applies for personal consumption loan, the lending time is 15 working days (approval is 10 working days); It depends on the qualifications of the applicant. The loan processing flow is as follows: 1. Loan application: the customer fills in and submits the application form and application materials designated by CCB. 2. Pre-lending investigation and interview: CCB interviewed the borrower and conducted pre-lending investigation. 3. Loan approval: CCB conducts loan approval. 4. Signing a contract: After the customer's loan is approved, sign a loan contract with CCB.

4. How long can the consumer loan of Bank of Communications be released?

As long as you take your ID card to the Bank of Communications, you can make an appointment for prepayment. I used to be a real estate developer. After the customer signs the contract with the developer, the developer takes the contract to the Housing Authority for the record. You can go to the Housing Authority to check whether your contract has been filed. After filing, the developer sends the contract to the bank, and then the customer goes to the bank to go through the mortgage formalities. There is no mortgage loan from the bank at present. The main reason may be that the reserve ratio has increased and the amount of bank loans has decreased, which will delay time. At that time, our company encountered such a situation. You'd better ask the bank which documents have not been audited.

As for whether to check out, it's hard to say. There is basically no possibility of checking out, and negotiation is needed.

If the information is complete, it will take about 7~60 days.