Mortgage a house (commercial housing loan) in Yulin. If you buy another set in Xi 'an, does bank mortgage count as a second suite? Or can the provident fund be loaned?

Provident fund loans and bank loans are all networked nationwide and can be inquired about each other. You used a commercial loan once, and your credit history can be seen everywhere.

Therefore, your loan must be a second home loan, whether it is a bank mortgage or a provident fund loan, the down payment is 50-60%, and the interest rate is 1. 1 times.

As for the Housing Authority, because Xi 'an's Housing Authority has no right to inquire about Yulin's housing information, it can purchase according to the first suite and enjoy deed tax concessions.

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