Legal analysis: if the repayment is not made for three consecutive months and the overdue nature is bad, it will be submitted to the court for compulsory auction, and other assets under its name will be frozen.

Legal basis: Article 671 of General Principles of Civil Law of People's Republic of China (PRC): If the lender fails to provide the loan on the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses.

If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.