Credit loans of rural commercial banks. Huma Rural Commercial Bank of Heilongjiang Province is a local cooperative financial institution of rural banks, which is managed according to the commercial banking law, that is, rural credit cooperatives, which are credit loans of rural commercial banks. Credit loans of rural commercial banks need to meet the requirements of age, credit and income, and the basic conditions are as follows:

1. The applicant is a natural person aged between 18-60, with full capacity for civil conduct and can provide valid identification.

2 have a stable job and income, and have the ability to repay the principal and interest of the loan on time.

3. You can provide personal income certificates or information such as bank running water.

4. Having a fixed residence at the place where the rural commercial bank applying for the loan is located, and handling personal settlement accounts at the rural commercial bank.

5. Personal credit information is in good condition and there is no record of bad credit information.