Illegal. Intermediaries run credit cards, often to package customers and apply with false information. This kind of behavior of the intermediary is illegal, which seriously hinders the management of bank credit cards. So once the bank finds out, it is likely to be sentenced to jail.
Legal basis:
People's Republic of China (PRC) Civil Code
Article 961 An intermediary contract is a contract in which the intermediary reports to the client the opportunity to conclude a contract or provides media services for concluding a contract, and the client pays the remuneration.
Article 962 The broker shall truthfully report to the client the matters related to the conclusion of the contract. If the broker intentionally conceals important facts related to the conclusion of the contract or provides false information, which harms the interests of the client, he shall not ask for payment of remuneration and shall be liable for compensation.
The Secret of Dealing with Large Credit Card Fraud: Exposing 4 Ways to Deal with Credit Card Fraud.
Many people pursue a large credit card quota, but in fact, the credit card quota is set by the bank, and it is generally difficult to apply for a large credit card with credit conditions. And many agents took advantage of this at this time and carried out this behavior under the guise of handling large credit cards. Today, I'm going to tell you a big secret about handling large credit card fraud.
1, charging various fees.
There is no need to pay any fees for handling credit cards through formal channels. However, if you charge handling fees, packaging fees, activation fees, etc. To handle a large credit card, you must be a black intermediary. Don't be cheated. When you get the money, the other party disappears and the money card is empty.
2. Deceive information
When handling large credit cards, cardholders need to provide personal identity information and related personal privacy, such as ID number, residence, telephone number, marital status, economic proof, etc.
After obtaining your information, scammers may make public sales, apply for loans, apply for credit cards, apply for bank cards, and even engage in some illegal activities such as smuggling.
3. Cheat other credit card information
In the process of handling credit cards, scammers will defraud you of other credit card information, such as the expiration date, credit card security code and other important information, and then steal it. If you are asked for this information in the process of handling credit cards, you must refuse decisively.
4, only by ID card.
Every credit card is issued by the bank after strict examination. It's impossible to get a large credit card only by ID card. The applicant's credit status and comprehensive score are important basis for issuing cards.
Don't believe a liar under the guise of "handling large credit cards with ID cards only".
The above-mentioned large credit card scam was exposed. If you encounter one of them, you must be vigilant and don't be deceived. It is recommended that you apply for a credit card through the official channels of the bank or the formal platform authorized by the bank.
Credit, however, can I get a credit card from the loan company?
However, credit can be obtained from a credit card company.
The loan company cooperates with Company X to help you become a full-time employee of Company X, and then you will be an employee of Company X with your credit card.
You can also apply for a credit card if your credit information is not good, but the probability of passing is lower than that of ordinary people, because your credit information is an important indicator for banks to refer to; Individual banks will issue credit cards when the bad credit record is light. In this case, the credit card limit will be relatively low, but it can be increased through good use habits in the later period. First of all, we must repay the loan on time and not overdue.