If Seagull Loan Platform wants to cancel the account, it can call the customer service number of the platform, transfer to manual customer service according to the voice prompt, and contact the customer service staff of the platform to request cancellation. You can also unbind the bank card, modify the basic information and unbind the mobile phone number.

First, try to cancel it if you don't use it.

At present, many online lending platforms have no way to cancel their accounts. Some online lending platforms said that they would uninstall the APP of online lending products after paying off the arrears. A system that hasn't logged in for a month will automatically cancel its account, but it's not known whether it's really cancelled. Many borrowers like to apply for accounts on various loan platforms and have accumulated many accounts unconsciously. These application records not only record their personal information, but also may be used for credit investigation. The customer service staff may not recommend canceling the account, but will advise them to cancel it directly if necessary next time. If you can't close your account, you need to freeze it to minimize the impact on yourself.

Second, it is safer after cancellation.

Some online lending platforms can't provide account cancellation service, and they can't call customer service. You can consider canceling the bank card of the loan or canceling the mobile phone number. In fact, there are too many online lending platforms registered with mobile phone numbers, which will also have an impact on your reputation, so canceling your mobile phone number is the most thorough choice. After canceling the loan account, it reduces the possibility of others stealing money from your account, which is safer than not canceling the account.

Don't apply for online loans at will until it is in an abnormal state. If you have to borrow money, you still have to find formal financial institutions, such as banks, consumer finance companies and loan products from well-known Internet companies. They are far less likely to resell or steal information than unknown online loan products. To sum up, it is better to cancel the loan account number than not to cancel it, but it does not mean that it is safe to cancel it. Private information has not been deleted, and information may still be stolen or resold. It is recommended not to apply for online loans at will, but also to choose formal financial institutions and stay away from informal online loan products.