Different types of loans are reviewed at different times in banks. The review time of general mortgage loans and car loans is about 15 working days, and the review time of other consumer loans is about 7 working days.

The bank loan process is as follows:

1. After the user submits the loan application, the bank account manager will contact the applicant to find out the specific capital needs of the applicant;

2. After that, the bank will investigate the applicant before the loan, and it is necessary to know all kinds of basic information of the applicant;

3. After the basic information is confirmed, make a loan plan and then check it. After the approval, the user needs to go to the bank to sign the relevant contract, and after the contract is signed, he can wait for the next payment;

You can repay according to the contract after the next payment.