Hello, if a user applies for a loan from China Construction Bank, whether it is a mortgage loan or a credit loan, and repays it after four days overdue, it will be the credit report at the meeting. After all, for loan products, there is no grace period for repayment, and failure to repay on time on the repayment date is overdue repayment. In addition, the repayment of CCB loans overdue will generate corresponding penalty interest according to the overdue time.