Gitzo loan must be paid off within the repayment period. Failure to repay will have the following consequences: Gitzo loans overdue records will be reported by the meeting, resulting in poor personal credit reporting; After overdue, Gitzo will charge overdue interest according to the number of overdue days; During the overdue period, Gitzo will collect the borrower and even call the contact person for collection; Even if the overdue debts are paid off, other credit businesses cannot be handled before the credit investigation is resumed.
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1. Gitzo loan products mainly include:
Installment loan business Gitzo Loan Installment loan business mainly pays for goods in physical stores by installment, which is the main business of cooperation between Gitzo and relevant domestic financial institutions. This business can purchase all kinds of products by stages, and the main business place is the physical store that cooperates with Gitzo. For example, if you want to buy things like mobile phones, electrical appliances and computers, as long as the store you go to has a cooperative relationship with Gitzo, you can buy them through Gitzo's installment loan, and then repay them on time every month. Cash loan business Cash loan is their secondary business, and the interest rate is relatively high. The application conditions are as follows: the applicant is between 20 and 55 years old. The applicant has worked in the current unit for not less than 3 months and his salary is not less than 2,000 yuan. Good credit information. There is no requirement for other liabilities.
Second, Gitzo consumer loan is a small loan, similar to consumption installment. The borrowed funds are used for consumption and shopping, and then repaid in installments. The amount is between 2000-50000 yuan, and the longest period can reach 48 periods. Gitzo loan processing process: first contact Gitzo by phone to find out whether you meet the loan conditions. Gitzo cash loan application conditions need to be within 20-55 weeks, with a monthly income of more than 2,000 yuan, and you can apply for a loan after working in the company for 3 months. Secondly, in the application materials, you need to have a labor contract or work certificate, an ID card, and a bank account for nearly 3 months. Then go to the local designated Gitzo outlets to submit information and applications.