1. First of all, you can go to the local social security department or the commercial loan management office of the human resources department to consult and apply.

2. Secondly, college students' entrepreneurial loans are guaranteed by the government and can enjoy preferential policies of interest-free and discount interest.

3. Finally, the handling bank shall, jointly with the county (city) Personnel Bureau and the guarantee institution, review the loan project and be responsible for the final examination and approval of the loan application. After examination and approval of the loan, the handling bank shall sign a guarantee contract with the guarantee institution and a loan contract with the loan applicant.