Of course.

1, provident fund can loan two houses, but not at the same time.

2. The first house is a provident fund loan. To apply for provident fund for the second house, you must first repay the loan for the first house.

3. If one spouse has a house and it is a provident fund loan, it is impossible for the other spouse to apply for a provident fund loan.

4. The provident fund can only apply for two loans at most.

5. When buying a house in a different place, the provident fund recognizes both the house and the loan.

If the borrower buys a house in city A and uses provident fund loans, and wants to apply for provident fund loans in city B, it belongs to the second suite.

6. After the first suite settles the housing provident fund loan, the provident fund account needs to be deposited normally for more than 6 months before applying for the next housing provident fund loan.

7. Before the couple got married, they applied for provident fund loans and bought their first house. After marriage, the property under the family name is counted as two sets, and you cannot apply for provident fund loans.

Don't take it lightly when online loans are overdue. In addition to being collected, personal credit will also be affected, especially online loans with credit information. Once there is such an overdue record, it will seriously affect the handling of bank loans and credit cards in the future. Even if the processed online loan cannot be credited, you can access big data. You can check your online loan history, overdue details of online loans, liabilities, untrustworthy information and online loan blacklist in Xiaoqi Credit Information.

Extended data:

What's the difference between the first suite and the second suite of provident fund?

The first and second suites of provident fund are mainly different in loan interest rate, amount and difficulty.

1, loan interest rate

As far as provident fund loans are concerned, the loan interest rate of the second home loan is higher than that of the first home loan 10%.

In some cities with restricted purchases and loans, the down payment ratio of commercial loans is 20% for the first suite and 30% for the second suite.

2. Loan amount

The minimum down payment ratio of the first suite of provident fund is 20%, and the maximum loan amount of the borrower is 80% of the house value.

The maximum loan amount of the second home borrower is 60% of the house value.

3. Loan difficulties

It is relatively easy to apply for a provident fund loan for the first home, and the second home generally needs to be decided according to the loanable amount of the local provident fund center. Generally speaking, the loan for the second home is very difficult, and the qualification requirements for the borrower are also high.

Second, how many suites can I buy from the household name provident fund?

The provident fund under the name of an account can buy up to two suites. At present, the provident fund does not support the purchase of a third house.

Three, a person's provident fund can buy a house several times?

Provident fund loans can be used to buy a house for up to 2 times. In addition, it should be noted that the number of times to apply for provident fund loans is calculated on a household basis, that is to say, anyone in the family who has used housing provident fund loans before or after marriage can't use provident fund loans in the future if two or one person has used them twice.

4. Can the provident fund be raised after buying a house?

Legal subjectivity:

I have already bought a house, and the provident fund can still be raised. Non-registered residents who pay rent, terminate or terminate labor relations with the unit, retire, settle abroad, enjoy the minimum living guarantee for self-occupied housing or repay the principal and interest of self-occupied housing mortgage loans can withdraw.

Legal objectivity:

"Regulations on the Management of Housing Provident Fund" Article 24 Employees may withdraw housing provident fund under any of the following circumstances. (three) completely lost the ability to work, and with the unit 4) to settle abroad; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income, and (four) the provisions on the withdrawal of employee housing provident fund accounts. If the employee dies or is declared dead, the storage balance in the employee housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.