Legal analysis: 1. If two people bought a house with the same investment before marriage, only one person's name was written on the real estate license at that time. When the relationship broke down after marriage and they had to divorce, the distribution of property ownership was inconsistent and there was no guarantee for the other party.

2. If you buy a house after marriage, the name of the child is written on the real estate license, and you can't repay it with a loan. You must pay in full, and the economic pressure will be great.

Legal basis: Article 1062 of the Civil Code of People's Republic of China (PRC), the following property acquired by husband and wife during the marriage relationship is the common property of husband and wife and belongs to them:

(1) Wages, bonuses and remuneration for labor services;

(2) Income from production, operation and investment;

(3) Income from intellectual property rights;

(4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law;

(five) other property that should be owned by * * *.

Husband and wife have equal rights to dispose of the same property.