As a stay-at-home mother, if you have no financial income temporarily, you can consider the following ways to deal with it:

1. Family financial planning: Understand the family’s income and expenditure, and plan the family reasonably. Budget and try to balance your expenses. You can learn some basic financial management knowledge and improve your financial management capabilities.

2. Increase family income sources: On the premise of ensuring that children are well taken care of, you can try to find part-time or entrepreneurial opportunities to increase family income. For example, you can use your spare time to engage in tutoring, handicraft making, and other work related to your interests and expertise.

3. Apply for government subsidies or social assistance: Understand the various subsidy policies provided by the local government, such as subsidies for low-income families, subsistence allowances, etc., and see if you meet the application conditions. In addition, you can also pay attention to the relief projects of some charitable organizations and social groups to see if there are any suitable funding targets for you.

4. Establish an emergency reserve fund: To cope with emergencies, an emergency reserve fund can be established in advance. Deposit part of your income into bank time deposits or purchase low-risk financial products such as government bonds and bonds to prepare for emergencies.

5. Cultivate children’s independence: At the appropriate time, children can be taught to live independently and manage finances, so that they know how to cherish resources and develop good consumption habits. In this way, even if the mother returns to work in the future, the children will be better able to face the challenges of life.

6. Improve your skills and academic qualifications: Use your free time to learn new skills or improve your academic qualifications to improve your employment competitiveness. You can choose to participate in vocational training courses, obtain relevant certificates, etc. to prepare for returning to the workplace in the future.