Ordinary housing mortgage loan
Application conditions:
1, nature of the house; Houses, office buildings, villas, commercial houses, cost houses and affordable housing (strict requirements for affordable housing) have clear property rights within 20 years.
2. Mortgagor or borrower (normal age is 25-55 years old) and in good health.
3. The mortgagor or borrower shall not participate in the credit investigation in the past 24 months.
4. The mortgagor or borrower can prove the source of repayment and other assets (large certificates of deposit, second house property, stocks, funds, etc.). ).
5, the actual use of funds is clear.