First, what will father's loan involve? 1, the son will not participate. Father's loan is a personal debt. If the debt is not repaid, I will bear the responsibility for breach of contract and will not affect the children. The creditor may demand repayment from the debtor, but not from the debtor's children. Second, the way to deal with personal debt disputes 1, reconciliation. Negotiation is the simplest and most convenient way to solve the problem. Creditors and debtors can reach a solution to the debt problem through consultation, and it is best to sign a repayment agreement and other agreements to perform their debts in the agreed way. A settlement agreement can also be signed under the mediation and witness of a third party. 2. Mediation. Mediation is also a way to solve problems. Mediation and reconciliation are ways for both sides to solve problems through consultation. However, mediation is a kind of mediation with the support or witness of an independent third party. As a third party, the court or arbitration institution presides over the errors and procedures of mediation. After the two sides reach a consensus, the court will issue a mediation agreement. 3. arbitration. Not all cases can be subject to arbitration. Arbitration can be used for cases involving property interests, such as labor disputes. Therefore, arbitration can also be used to deal with personal debts, and the cost of arbitration is much lower than that of litigation, with strong confidentiality. 4. litigation. Litigation, commonly known as litigation, means that both parties resolve disputes through litigation procedures. Leave it to the judge's judgment and discretion, and handle the debt in the way stipulated in the judgment made by the court. Although the litigation takes a long time, it is enforced by the court. 5. Enforcement. After the court makes a judgment, if the debtor refuses to perform the debt, the creditor may apply to the court for compulsory execution, request a payment order or forcibly seal up or transfer the property of the person subjected to execution according to the judgment. 6. Pre-litigation preservation or litigation preservation. In order to prevent the debtor from selling his property to evade his debt, the creditor may preserve the property before the lawsuit and freeze the debtor's property in advance to ensure that there is enough property for execution.