This is a lie. Commercial banks may not use provident fund loans to seek their own interests. You can apply for provident fund loans directly to the provident fund loan center.

2. Can Xuzhou's provident fund loan buy a third house?

three

What conditions should individual housing provident fund loans meet, mainly

1. The borrower has full capacity for civil conduct;

2. Have a household registration in this city;

3. Have stable economic income, good credit and the ability to repay the principal and interest of the loan;

4 and have been in full contact for more than half a year;

5, can provide a valid contract or agreement for the purchase of owner-occupied housing;

6. In the purchase contract, the borrower and the purchaser must be consistent, and the person who purchases the property right (except the spouse) must issue a written commitment to agree to the mortgage of the house;

7, with not less than 30% of the purchase value of owner-occupied housing (second-hand housing more than 40%) of its own funds;

8. The borrower agrees to handle housing mortgage loan and insurance;

9, the purchase of commercial housing, the developer should provide phased materials;

10. The borrower agrees to open a personal account with the loan undertaking bank, and agrees that the loan undertaking bank directly deducts the loan principal and interest from the account every month.

3. Is it necessary for Xuzhou to apply for a provident fund loan at the provident fund office designated by the developer?

There is no specific explanation. It should be handled in the provident fund management center where the house is located. It is useless to designate a developer. Only commercial loans, most developers will designate banks with which they have cooperative relations or agreements.

4. Can Xuzhou Provident Fund be withdrawn in any district?

Yes, you can withdraw cash in Xuzhou.