Answer: A

Loan restructuring is when the debtor is unable to perform according to the original contract due to various reasons, and the commercial bank restructures the original loan structure in order to reduce the losses caused by the customer's default risk. The process of adjusting, rearranging, and reorganizing (term, amount, interest rate, fees, guarantees, etc.). Loan restructuring mainly includes but is not limited to the following measures: ① Adjust credit products, including adjusting from high-risk varieties to low-risk varieties, from credit risk varieties to credit risk-free varieties, from project loans to working capital loans, from no-trade The background varieties are adjusted to those with trade background, from partially guaranteed varieties to 100 margin business varieties or discounts; ② Reduce the loan amount; ③ Adjust the loan term (loan extension or shorten the loan term); ④ Adjust the loan interest rate; ⑤ Increase Control measures to restrict business activities. Therefore, choose A for this question.