1, Kunshan, Suzhou has also implemented a purchase restriction policy. According to the relevant policies and regulations of the local government, the registered households in this city are restricted to purchase 3 sets of houses; Non-local households are restricted to buy a house. When purchasing commercial housing, migrant workers also need to provide social security or individual tax that has been paid for more than 1 year within two years. Migrant workers who work in Kunshan City and have a bachelor's degree or above can enjoy the housing policy of registered residents in this city after being recognized by the Human Resources and Social Security Bureau.
2. Kunshan also implements the policy of restricting loans. Buy the first suite in Kunshan and apply for a commercial loan. The minimum down payment ratio is 30%. If we have a loan record or a house in Kunshan, the minimum down payment ratio is 50%. If the buyer has a house with outstanding loan in Kunshan, the down payment ratio is 80%. Everyone has a time limit for buying a third set of commercial housing.
3. If you apply for provident fund loans, the down payment ratio of the first commercial house with an area of less than 90 square meters is 20%, otherwise the down payment ratio is 30%. If you apply for a provident fund loan for the second time, the down payment ratio is 50%. Generally, when applying for provident fund for the first time, the maximum personal loan amount is 450,000 yuan, and the maximum family loan amount is 700,000 yuan.
Bian Xiao concluded: What is the policy of buying a house in Kunshan? Bian Xiao gave a brief introduction here. I hope that after reading this article, everyone can understand this. When buying commercial housing, it is best to understand the local purchase policy first, and then you can buy commercial housing if it meets the policy requirements. For high-level talents, the Kunshan government also gives certain housing subsidies.