According to the document, the city adjusted the housing provident fund loan policy and increased the loan amount. During the period from July 1, 222 to December 31, 222, the maximum loan amount will be increased from 3, yuan to 5, yuan if the borrower pays the housing provident fund unilaterally, and the maximum loan amount will be increased from 6, yuan to 1 million yuan if both borrowers pay the housing provident fund normally.
During the period from July 1, 222 to December 31, 222, either parents or children can apply for housing provident fund loans as * * * with the borrower, regardless of whether they own property rights.
at the same time, strengthen the support of commercial loans for improved housing. For families who own a house and have settled the corresponding housing loan, if they apply for a loan to buy ordinary commercial housing again in order to improve their living conditions, banking financial institutions will implement the first home loan policy.
delay the payment of supporting fees for urban infrastructure. During the period from July 1, 222 to December 31, 222, the urban area was promised by the development enterprise in writing, and the payment of urban infrastructure supporting fees was relaxed from handling the construction permit to paying before handling the pre-sale permit for commercial housing for the first time.
adjust the pre-sale policy of commercial housing. In the urban area, for projects that newly transfer commercial and residential land after July 1, 221 and apply for pre-sale certificates before December 31, 223, the requirements for the progress of the project image are regarded as Class A enterprises for credit evaluation.
release some supervision funds for pre-sale of commercial housing by means of guarantee. On the basis of strictly implementing the supervision system of commercial housing pre-sale funds, real estate development enterprises apply for a commercial guarantee to release a certain amount of funds for the construction and operation of real estate projects, with an upper limit of 3% of the key supervision funds.
hold online and offline exhibitions. Under the strict implementation of epidemic prevention and control requirements, urban areas can hold offline exhibitions in due course. The urban area and Ganyu District jointly hold an online housing exhibition, which lasts for not less than one and a half months.
increase the support for talents to buy houses. During the period from July 1, 222 to December 31, 222, the maximum amount of personal housing provident fund loans for C-class and above talents, D-class talents, masters (or sub-high professional titles and senior technicians) and "double-class" undergraduates was relaxed to 1.2 million yuan, 1 million yuan and 7, yuan respectively. Both husband and wife can be superimposed.
support centralized bulk purchase of commercial housing. Support enterprises to buy commercial housing, and the development enterprises will give certain preferential treatment.
further compact the main responsibility of the county government to stabilize the real estate market. On the basis of fully investigating the actual situation of the local real estate market, the governments of counties and districts (administrative committees) can further introduce regulatory policies to promote the stable development of the local real estate market. For real estate development projects that have been shut down for more than three months due to non-epidemic reasons, the governments of counties and districts (administrative committees) should set up special classes to implement the "one plate, one policy" mechanism for timely coordination and disposal within a time limit. For the real estate that has been delayed in the early stage, it is necessary to strengthen supervision and deal with it according to the situation. If the situation is serious, measures such as delaying the construction of the building under construction that has not yet obtained the pre-sale permit can be taken to ensure the delivery of the building.