1. What are the second suites in Tianjin?
1, the second home loan policy is: the minimum down payment for the second home is more than 40% of the total house price.
2. The benchmark interest rate of the second home loan rises 10%, depending on the lender's personal credit information and income ability.
3. The deed tax for the second apartment is 3% of the total house price, and the collection range is 2%-4%.
Second, the conditions for purchasing the second suite
1. Loan to buy a suite, you can find the housing through the housing registration system, and then borrow money to buy a house.
2. I bought a suite with a loan, but I couldn't find a real estate later. Now, buying a house with a loan is two sets.
3. I bought a suite in full and sold it. The house registration system couldn't find it, and then
4. If you buy a suite in full, you can find the house through the house registration system.
5. If the local area does not have the query conditions of the housing registration system for the time being, and the bank conducts due diligence to verify that the purchaser already owns a house, then buying a house is also considered as two sets.
2. What are the new regulations for Tianjin 202 1 Second Suite?
The down payment is 60%, and the loan interest rate is increased by 10 percentage point.
3. What are the two policies for buying a house in Tianjin?
The loan interest rate for buying two private houses rises 10%, and the down payment mortgage 60% and provident fund 50% also rise by 3%.
One-time purchase deed tax 3%.
Public property can be bought without requirement, but it needs Tianjin instead of agricultural registered permanent residence.
4. What are the new down payment rules for the second suite in Tianjin?
Enter the area and get the decoration quotation for free. With the improvement of people's living standards, many owners will choose to buy a second improved house. Because of the high housing prices in cities, most owners will choose loans to buy a house, and they need to prepare a down payment before buying a house with loans. So in Tianjin, what are the new rules for the down payment of the second suite? Next, Bian Xiao will briefly introduce it to you. \r\n\r\n\r\n\r\n 1。 The down payment for the second apartment is usually related to the down payment ratio stipulated by the government. According to the relevant provisions of Tianjin loan policy, if an individual applies for a commercial loan or provident fund loan to buy a second apartment, the down payment ratio should be at least 60% of the house price. According to the relevant regulations of Tianjin provident fund management measures, the maximum loan amount for applying for provident fund loan to buy a second apartment is 400,000 yuan, and the loan amount cannot be higher than 10 times of the account balance, and the loan amount is an integer multiple of 1 0,000 yuan. If the number below 1000 is not zero, then 1000 yuan plus 1. \r\n\r\n\r\n\r\n2。 According to the regulations of Tianjin Municipal Government, if a resident family has a house or no house in this city but has a mortgage record, when applying for a loan to buy a house again, it will be implemented in accordance with the second home loan credit policy. Everyone applies for a commercial housing loan, and the loan period cannot exceed 25 years; Apply for provident fund loans to purchase commercial housing and affordable housing, and the loan period shall not exceed 30 years; Buy private houses such as self-built houses, and the longest loan period is 20 years; The loan period for purchasing public housing property rights shall not be higher than 10 year. \r\n\r\n\r\n\r\n3。 Generally speaking, the interest rate of bank housing loans will be adjusted on the benchmark interest rate stipulated by the state. The interest rate of the second home loan in Tianjin will generally rise by about 10%- 15%, and the lending period is one month. When you apply for a bank loan to buy a house, you'd better go to the bank to learn about its housing loan policies. \ r \ n \ r \ n \ r \ n \ r \ Xiaobian Summary: What are the new down payment rules for the second apartment in Tianjin? Bian Xiao will briefly introduce them here. I hope that after reading this article, everyone can understand the Tianjin mortgage policy. To buy a house in Tianjin, it is best to go to the relevant departments to find out if you are qualified to buy a house. Calculate how much it will cost to decorate your home.