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Ping An Fortune pays monthly 13 15 yuan for one year. Can I get a loan?
You can't borrow much money. The insurance loan is based on 80% of the cash value of the policy. And the cash value of your policy is far less than the principal, so you can't borrow much money. You've been fooled. In the future, remember that except accident insurance, other types of insurance are flickering, especially dividend insurance. Beware of fraud.

This insurance involves more cheating and cheating, which makes people more sad and unreliable. Now the insurance industry is like a rat crossing the street, and everyone hates it! The announcement for you is don't deceive yourself! You fooled your relatives and friends, they lost money and fattened the insurance company, and you will never stand up! You can't expect to get much money from the insurance company. That place is a computing company with no credibility. To tell the truth, except accident insurance, other types of insurance are deceptive, especially dividend insurance. That's a big lie. Be careful of fraud. Insurance companies are thieves, salesmen are thieves, and thieves will protect them if something happens to them, not to mention they share stolen goods. Playing word games in the insurance contract, every word appearing on the insurance policy may become the final "trap". In the dictionary of insurance salesmen, there is no "fraud", only "misleading".

From the nature of the contract, the insurance contract is a very unfair contract, because the written terms of the contract are unilaterally formulated by the insurance company, and some written terms have multiple interpretations. So once a lawsuit is filed, the customer will suffer. Insurance claims are more troublesome. Insurance companies are not so simple to settle claims, and 80% may go to court. In other words, once you sign an insurance contract with an insurance company, the probability of you going to court with this insurance company is 80%. Unless you give up the claim, the success rate in this 80% is probably 15%, because there are many explanations in the written terms of the insurance contract, and the normal claim is 20%. So, if you buy an insurance policy, the probability of settlement is 35%. "