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My brother used his house as collateral for his brother. What materials does the younger brother need to provide?
Legal analysis: You need to provide ID card, household registration book, housing book, marriage certificate, income certificate, material certificate and other procedures to apply for mortgage loan in the bank.

Legal basis: Article 39 of the People's Republic of China (PRC) Urban Real Estate Management Law, if the land use right is obtained by means of transfer, the transfer of real estate shall meet the following conditions:

(a) according to the transfer contract, all the land use right transfer fees have been paid, and the land use right certificate has been obtained;

(two) investment and development in accordance with the transfer contract, which belongs to housing construction projects, exceeds 25% of the total investment in development, and belongs to plots of development land, forming industrial land or other construction land conditions.

If the house has been completed when the real estate is transferred, it shall also hold the house ownership certificate.