After the mortgage is signed face to face, it can generally be passed. Many people think it can be passed, but this is not the case. Moreover, after the mortgage was signed in person, there were also cases of rejection.

When applying for a mortgage, the bank will check the lender's credit information. The average bank will check the loan records within five years and the credit card records within two years. If it is overdue for three consecutive times or accumulated for six times, it is a serious credit failure, and the bank will directly refuse it.