Can someone else borrow money with your ID card?

According to the regulations of lending institutions, it is possible to borrow money by taking someone else's ID card. Because of the certification, you only need to bring your ID card to apply for a loan. At present, there are some lenders' loan platforms. To apply for loans on these platforms, lenders only need to transmit their identity information through the network. Therefore, these applications are reviewed step by step, so we must pay attention to protecting ourselves and others.

Generally speaking, identity cards are borrowed, so there will be reasons why personal identity cards are stolen and names are inexplicably owed a lot. In a word, ID card is very important. Don't lend others loans or do other business easily.

In daily life, sometimes, after the identity card information is accidentally leaked, the most serious time is to be in debt unconsciously or inexplicably.

Many times, we accidentally lost our ID card, or filled in the information as required when loading the software on the website, or filled in the information when applying for a job, or asked about the information of the second-hand house. In short, unless you do nothing, if you do something, your information will be lost. Wherever you are asked to leave a message, sell your message after you leave. It can be said that you think there are many secrets, so don't think so. In fact, we can't wait for any secrets. All secrets are exposed and transparent.

You may not believe it, but you may have met it. One day, you will be harassed by many strange phone calls, asking you to stock up or teach you to check products or give you gifts. It just leaked your name with contact trouble and anger. Let's see what brings you fear.

Is it creepy for a female employee's ID card to be applied by the boss? Is it terrible? Without the certificate and my signature, you are right, but it turns out that you are wrong. Nothing is impossible.

Leaking identity information is sometimes leaked like this. After being hired, I found myself with an extra bank card. My card has running water every month, but it's not his running water. This is because the company used his personal information to set up an extra bank card without his knowledge. In another village, more than a decade ago, cadres used villagers' ID cards to borrow money from banks without knowing the name of the village. After more than ten years, the villagers found that they still owed money to the bank (the farthest place that many villagers went to was the county town, and many people generally never left the county town).

This is the consequence of the disclosure of ID card information, which is hard to prevent!

Second, what should I do if I don't repay the loan with my ID card?

Legal analysis: First, you should find the person who borrowed your ID card and complete the following steps: First, negotiate with the person who borrowed your ID card and ask for repayment on time. If you are friends, you may be embarrassed to repay the loan first. But if the other party stubbornly refuses to repay, there is no way at present. It is best to repay the loan first and then find a way to get it back, otherwise the credit will be damaged by yourself. Step 2: If someone fails to repay the loan with an ID card, they can also go to court, especially if the loan contract is not signed face to face. Litigation will be an effective solution. However, if there is my own autograph on the contract and there is no evidence to prove that others borrow money with their ID cards, even if they go to court, there is no chance of winning. If the borrower or trustee illegally uses his identity card without his consent, that is, against his will, it cannot be denied that he allows or acquiesces in the borrower or trustee to use his identity card. Therefore, in this sense, his behavior is wrong (or negligent), and if he causes damage to others, he needs to bear legal responsibility. In other words, the responsibility should be borne by the violator. Only the violator fails to perform the legal responsibilities he should bear will he bear it. After he assumes legal responsibility, he has the right to pursue the legal responsibility he should bear from the violator.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 671 Where the lender fails to provide the loan on the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.

Article 673 Where the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract.

Article 675 The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.

I use my ID card to help others borrow money. If he doesn't pay the loan, I know. ...

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4. If one spouse uses the other spouse's ID card privately and the other spouse doesn't know it, can he refuse to repay?

what is the purpose? You can't even use your husband and wife's bank card and ID card, but you have no safety awareness, and you have to bear the responsibility.

It is dangerous for such people to get divorced soon.