Regular platforms where you can use your ID card to borrow money include: Wangshangdai, Jiebei, Weilidai, Duxiaoman, etc.
MyBank is an Internet bank established by Ant Financial as the major shareholder. The repayment period of Alipay online merchant loans is calculated from the day of the loan. The repayment date of each month is also the date of the loan. The user must add enough repayment amount in Alipay for the month on the repayment date to avoid insufficient balance affecting the repayment. The loan creates a bad credit record.
Jiebei is a pure credit consumer loan product in Alipay. Go to Alipay and click My to find Jiebei. After entering, you can apply according to the page prompts to check the loan limit and whether it can be opened. It will be displayed on your page. If you successfully obtain the credit limit, you can select "Borrow Money". After entering the loan limit and other information, complete the loan and the system will review it to determine whether the loan can be successful.
Weilidai is an Internet microfinance product launched by WeBank, which can be borrowed to the bound bank card. Weilidai is opened through an official invitation system. Invited users can see Weilidai borrow money in the financial management column of WeChat payment/services or in their mobile QQ wallet. If you want to become an invited user, the most basic requirement is to complete the WeChat real-name authentication. Whether you can become an invited user later will be subject to the display on your page. If you can see Weilidai, you can try to apply to open it and check the limit. The system will give you a specific limit and interest rate based on your personal comprehensive situation, and manual intervention is not possible.
Du Xiaoman Youqianhua is a credit service brand under Du Xiaoman. It has launched different loan products. In addition to individual consumers, small and micro business owners who need capital turnover can also actively apply for a loan on the Du Xiaoman APP. Money spent borrowing money. Non-school students aged 18-55 can try to apply for Youqianhua. During the application process, you need to provide your original valid second-generation ID card and your own debit card. You need to apply for a quota first, and then apply for a loan. The system will review it separately. After the quota application is approved, you can obtain the quota, interest rate and other information. The specific information is subject to the You Have Money to Spend page.