Hello \x0d\ You need several conditions to apply for provident fund loan, but you don't need bank flow. \x0d\ 1。 First, the unit where you work gives you a provident fund, then you have a provident fund account; \x0d\2。 The provident fund must be deposited for more than 65,438+02 months, and the deposit time and amount should be at least 65,438+02 months \x0d\3. There are no outstanding provident fund loans \x0d\4. It's not the relevant procedures for handling small loans. \x0d\ You only need to prepare: your provident fund account number; The unit's provident fund account number; \x0d\3。 Monthly deposit; \x0d\4。 Deposit ratio; \x0d\5。 Deposit place of provident fund.