After listening to your introduction, when someone borrows money from a bank or other financial institution, are you unwittingly or unwillingly filled as an emergency contact? In fact, you really don't have to be nervous, because it doesn't mean that you need to bear any legal responsibilities, but you can contact the borrower through you if the organization can't contact you!
Comparatively speaking, I want to remind you never to be a guarantor of other people's loans. That is to say, if someone needs to borrow money from a bank or institution, he will ask you to be a guarantor and verbally assure you that nothing will happen. In fact, if you sign the column of guarantor, then unfortunately, if the borrower does not pay back the money or not, you need to pay back the money for him!