These rules are only applicable to the housing provident fund loans (hereinafter referred to as "housing provident fund loans in different places") applied to the Dezhou Housing Provident Fund Management Center (hereinafter referred to as "the Center") when the personnel who have paid the housing provident fund outside the administrative area of Dezhou purchase their own houses in Dezhou.

Second, the application conditions

(1) When the borrower applies for a loan, the housing provident fund is remitted normally, and it has been paid into the housing provident fund continuously for 6 months since the date of application.

(two) to provide valid proof materials such as the purchase of commercial housing and second-hand housing.

(three) a stable income, good credit, and the ability to repay the principal and interest of the loan on time.

(four) to handle the guarantee in accordance with the guarantee method recognized by the center.

(five) the applicant has no or only one record of housing provident fund loan in different places and has paid it off.

(6) At least one spouse has a household registration in the administrative area of Dezhou (household registration is not required in the economic circle of the provincial capital).

(seven) meet other conditions stipulated by the center.

Third, the application materials

(1) If the husband and wife or one of them pays the provident fund in different places, the center can enjoy the data paid in different places through information (website, official WeChat account, APP, applet, provincial theme library, Yellow River chain, etc.). ).

(two) other materials provided by the individual housing loan provisions of Dezhou housing provident fund.

Four. Loan amount and term

The loan amount and term shall be implemented according to the provisions of Dezhou Housing Provident Fund individual housing loan.

Verb (abbreviation for verb) application procedure

(1) loan consultation. Loan applicants can consult the provident fund loan business in different places through the housing provident fund window, loan outlets and provident fund consultation hotline (0534- 12345).

(2) subject to verification. When accepting the application, the center needs to verify the applicant's deposit and use of housing provident fund in different places, and verify with the housing provident fund management center in the deposit place through communication and data sharing.

(3) Approving loans. According to the approval requirements of individual housing loan of Dezhou housing provident fund.

These rules shall be implemented from now on.