Originally, there were 6,000 undergraduates at most, and this year there were 2,000 more. For details, please consult /news 18 1823/. This is the first time that the country has raised this loan amount for more than ten years. If you want to apply for a student-origin student loan, you must hurry to prepare. Many parts of the country have begun.
Two, the student loan does not exceed how many years.
1. Student-origin credit student loan of China Development Bank is a student loan entrusted by China Development Bank to the student financial assistance management centers of the education bureaus of counties (cities, districts), which is settled through an agency and distributed to freshmen in ordinary colleges and universities and students with financial difficulties. The student will apply for it at the place of registration before entering the school, and the borrower's credit will be the guarantee. 2. The longest period shall not exceed 14 years. In principle, the term of student-origin credit student loans shall be determined according to the full-time undergraduate academic system plus 10 years, and the longest term shall not exceed 14 years. Among them, students are determined according to the remaining years of study plus 10 years. For those who have studied for more than 4 years or continue to study for a postgraduate degree or a second bachelor's degree, the repayment period after graduation will be shortened accordingly. Legal basis: Article 6 of the National Regulations on the Administration of Student Loans (Trial) has a maximum loan period of 20 years and a grace period of 3 years. During the grace period, only the interest needs to be repaid, not the principal.
Third, can the amount of student-origin student loans be different in the first year and the second year?
The calculation method of interest is the principal multiplied by the annual interest rate of 6.55% divided by 365 days and then multiplied by the days of interest payable (the annual interest rate of 20 14 student credit loan is 6.55%).
/kloc-graduated in 0/3, and there are less than half a year before September 1. The original 10000 yuan is not 20 1, but it should be more than 200 in 96 yuan. It is normal for 20 14 to pay more than 600 interest.