Legal analysis: illegal. According to the relevant laws of our country, it is illegal for a loan platform to disclose user information. If the circumstances of the disclosure are serious and conform to the judicial interpretation of the crime of infringing citizens' personal information, it will constitute a crime.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 165 Where an actor infringes upon the civil rights and interests of others through fault and causes damage, he shall bear tort liability. If the actor is presumed to be at fault according to the law and cannot prove that he is not at fault, he shall bear tort liability.

Article 166 Where an actor causes damage to the civil rights and interests of others, regardless of whether the actor is at fault or not, if the law stipulates that he should bear tort liability, such provisions shall prevail.

Article 167 Where an infringement endangers the personal and property safety of others, the infringed party has the right to demand the infringer to bear the tort liability of stopping the infringement, removing the obstruction and eliminating the danger.