Does anyone know what the second-hand housing sales process is like in Tangshan, and how to apply for commercial loans for second-hand housing, whether to apply for loans or transfer ownership first? Thank you. Second-hand housing mortgage loans need to sign an agreement with the bank before the transfer, and then go through the transfer procedures.

Transfer of second-hand houses:

1 appraisal fee 100 yuan.

2. Deed tax is 3% (for residential buildings, it is 1% if it does not exceed 90m2, 1.5% if it does not exceed144m2, and 3% if it exceeds144m2); Non-residential, regardless of size, 3%)

3 Business tax is 5.55%( 144㎡ the property rights of houses below are exempted after 5 years).

4 tax: 1%( 144㎡ houses are exempt from property rights for 5 years).

5 Transaction tax 6 yuan/㎡ for residential buildings and 10/0 yuan/㎡ for non-residential buildings.

6. Filing fee and production fee, residence 1 10 yuan, non-residence 580 yuan.

(For reference, the charges vary from place to place) O(∩_∩)O~

The specific process is as follows: file checking-evaluation-transaction-transfer registration-waiting for license (28 working days).