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Is it easy to approve a 4s shop loan to buy a car? This is much easier than applying for a car loan yourself.
1.4s shop loan to buy a car is easy to approve? This is much easier than applying for a car loan yourself.

Customers come to 4s shop to buy a car. If they can't pick up the car in full, won't the 4s shop do business? You should know that 4s shop is a service, and all aspects will be considered, especially the sales and payment of cars, which is the source of performance. We must do everything possible to help customers clinch a deal, so you ask me, is it easy to approve a 4s shop loan to buy a car? The answer is yes, anyway, it is easier than buying a car with your own loan.

1.4s shop loan to buy a car is easy to approve? It's easy to approve, but it can't guarantee 100%, and it still needs to meet certain loan conditions. Loan conditions generally include: driver's license, ID card, local household registration or residence permit, local property certificate, work income certificate, bank card flow and good personal credit. As long as the loan conditions are met, the approval of the next payment is equivalent to taking a green channel, which can be completed in about 3 working days. After all, the 4s shop also wants to sell the car as soon as possible. In addition, long-term cooperative banks or financial companies, some 4s stores even have their own auto financing companies to solve the problem of customers borrowing money to buy cars. Second, the specific process of the 4s shop's loan to buy a car 1, and the 4s shop conducts a preliminary review of the applicant's loan qualification and signs an opinion; 2. Submit all the loan information of the applicant to the cooperative bank or auto financing company for preliminary examination; 3. After the approval, the applicant signed a car purchase contract with the 4s shop; 4. The applicant pays the down payment and goes through the formalities of mortgage, notarization and insurance; The bank loan can be repaid on time. The above is about "Is it easy to approve a 4s shop loan to buy a car?" I hope I can help you.

Second, is car loan easy?

It's simple, man. Go directly to the fourth son's shop. The fourth son will take care of it for you Because you finally lent him a loan, and he took your vehicle registration certificate. He is not afraid

3. Is it easy to get a car loan?

Well, it's easy to handle. Just issue the salary certificate and social security certificate of the unit in the past six months, the certificate of the unit with official seal, and the copy of my loan identity document and requirements. The loan can be completed in about ten days.

4. Is it easy to apply for a loan to buy a car in an auto financing company? Why?

As long as the credit is good, it is generally no problem to have the ability to repay. The application conditions for auto loan are as follows:

1. Car buyers must be at least 18 years old and be China citizens with full civil capacity.

2. Car buyers must have a relatively stable job, a relatively stable economic income or assets that are easy to realize, in order to repay the loan principal and interest on schedule.

3. During the loan application period, the car buyer will deposit the down payment for car purchase lower than that stipulated by the bank into the account of the bank savings counter.

4. Provide banks with bank-approved guarantees. If the personal account of the car buyer is not local, it should also provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer for the car purchased by the loan.

5. Car buyers are willing to accept other conditions deemed necessary by the bank.