4.75%。 According to the announcement issued by China Everbright Bank, the annual interest rate of 1 to 5-year credit loans is 4.75%, and the annual interest rate of loans over 5 years is 4.90%, so the annual interest rate of 1 10,000 yuan is 4.75%. China Everbright Bank was established in August, 1992. It is a national joint-stock commercial bank approved by the State Council and established by the People's Bank of China, with its headquarters in Beijing.
2. What is the interest of 10000 charged by China Everbright Credit Card?
There is no interest on installment payment. The number of installments is about 0.75, and the charging standards are different. There are also 3/6/9/ 12 stages and so on. You can call the customer service number on the back of the card for consultation.
3. How to calculate the interest of Everbright Credit Card?
Calculation of Credit Card Interest of China Everbright Bank
1. For cash withdrawal by credit card, the domestic cash withdrawal fee for credit card is 65438+ 0% of the cash withdrawal principal, with the lowest 3 yuan and the highest 200 yuan, and the cash withdrawal interest is five ten thousandths of the daily fee and principal.
For domestic cash withdrawal with a deposit-loan card, the amount of the savings account is taken first. When the balance of the savings account is insufficient, the system will automatically transfer the available cash withdrawal amount from the credit account to the savings account for use.
But it belongs to credit card withdrawal. In addition to the inter-bank handling fee for debit cards, credit accounts will also charge cash withdrawal fees and interest.
2. If the repayment amount of the credit card bill is lower than the minimum repayment amount of the current bill before the due repayment date, according to the regulations of the People's Bank of China, a late fee of 5% of the unpaid part of the minimum repayment amount shall be paid, and interest shall be charged at the rate of 0.5 ‰ per day from the trading day.
3. If the repayment cannot be made in full on the due repayment date, the bank allows the minimum repayment, which is generally 10% of the total repayment amount, so that there will be no overdue repayment and the bank will not charge a late fee.
4. What is the annual interest rate of Everbright Credit Card loan of 6,543,800+0,000?
4.75%。
According to the announcement issued by China Everbright Bank, the annual interest rate of 1 to 5-year credit loans is 4.75%, and the annual interest rate of loans over 5 years is 4.90%, so the annual interest rate of 1 10,000 yuan is 4.75%.
China Everbright Bank is a China People's Commercial Bank approved by the State Council, headquartered in Beijing.