Entrusted payment is a payment method of loan funds, which means that the lender (a legally established banking financial institution) pays the loan funds to the borrower's transaction object according to the borrower's withdrawal application and payment entrustment, so as to reduce the risk of loan misappropriation. The current application of entrusted payment is that the single loan amount exceeds 5% of the total investment of the project or exceeds 5 million yuan.

Strengthening the scientific whole-process management of loans by commercial banks is not only helpful to improve the quality of loan issuance, but also beneficial to management and truly realize loan management. Commercial banks can upgrade the loan risk management model from extensive to refined.

Second, is it necessary for banks to entrust loans with a quota of more than 5 million?

The People's Bank of China has such a regulation that corporate loans of more than 5 million yuan need to be paid by entrustment.

3. Is it necessary for the bank to entrust a loan with the amount exceeding 5 million?

The People's Bank of China has such a regulation that corporate loans of more than 5 million yuan need to be paid by entrustment.

4. Is it necessary for the bank to entrust a loan with the amount exceeding 5 million?

The People's Bank of China has such a regulation that corporate loans of more than 5 million yuan need to be paid by entrustment.