From August, 2065438 to August, 2009, the national multi-city mortgage interest rate rose by 20%. The Notice of First Purchase Certificate (Inspection) clarifies that the so-called "first suite" must meet three conditions at the same time: the purchaser must be 18 years old; The house bought is an ordinary house below 90 square meters; There is no house purchased alone or jointly with others under the name of the purchaser.

However, housing purchased with parents, purchased in accordance with the housing reform policy, and acquired through inheritance or demolition and resettlement are excluded. Deed tax The deed tax rate is temporarily reduced to 1% for individuals who purchase ordinary houses of 90 square meters or less for the first time, and the minimum down payment ratio is reduced to 20% for individuals who purchase the first suite for the first time.

Extended data:

The Real Estate Bureau implements the individual purchase standard, and the New Real Estate Policy of the Ministry of Finance stipulates that the deed tax rate will be temporarily adjusted to 1% for ordinary houses with an area of 90 square meters or less signed on or after June12008. One of the three preconditions of this deed tax concession is that the commercial house that enjoys the concession must be the owner's first home.

Defining the first set of housing, the real estate bureau and the Finance Bureau gave the answer. Inquire about the first purchase information, based on the buyer in the purchase contract. When accepting an individual's first-time purchase information inquiry, it is necessary to review the identity certificate of the inquirer, the pre-sale contract of commercial housing or the sale contract of stock housing (if I can't inquire in person, the trustee shall submit the original ID card of myself and the original ID card of the client).

Baidu encyclopedia-the first set of housing loans