Before buying a house, non-registered families in this city should hold the original and photocopy of family member identity certificate, household registration book and marriage certificate, as well as the original personal income tax payment certificate or social insurance payment certificate that has been paid continuously for 12 months or more in this city within two years before the date of applying for buying a house, and then apply to the real estate registration agency in the district where the house is to be purchased for the issuance of the "Declaration Form on the Situation of Buyers and Family Members" in accordance with the above provisions.
In line with the conditions, the real estate registration agency issued the "Certificate of Purchase Qualification Inspection".
2. There is a house in the field to buy a house in Qingdao.
Some people buy a house in full in their own name and then borrow money to buy a house. Detailed explanation: In the past, only loans were accepted, and this situation was not considered as a second suite. All the houses accepted now have been added. Although there is no loan, as long as there is a house under the name of the housing property rights trading system, it will be recognized as a second suite, and it will not be sold or applied for a loan.
I bought a house with a loan in my name, and then I sold the loan. Detailed explanation: At present, the bank recognizes the second suite as a housing loan, that is to say, although there is no house under the family name after the loan is sold, it will still be counted as the second suite because of the previous loan record.
Commercial loans are used for the first purchase, and provident fund loans are used for the second purchase: at present, the provident fund loan policy is also relatively strict. As long as the borrower has a mortgage record, whether the mortgage is settled or not, whether the property is sold or not, even if the provident fund loan has never been used, the first application for provident fund loan is considered as a second suite.
3. Buy a house in Qingdao with a foreign account.
Hello, Qingdao Seventh District is restricted from buying a house in full. Shinan District, Shibei District, Laoshan District, Chengyang District, Huangdao District, Licang District, and High-tech Zone are all restricted purchases. In Jimo District, Laixi City, pingdu city and jiaozhou city, there is no restriction on buying a house in full. Buy as much as you want, but there are also restrictions on loans.
How do foreigners buy a house in Qingdao?
You can pay social security without buying a house. Many foreigners who work in Qingdao can already pay social security without buying a house in Qingdao. If you have a work unit, you can pay social security at the work unit. If there is no work unit, you can pay social security as a flexible employee. If there is no work unit, you can't ask for payment from the unit.
5. Buy a house in Qingdao.
Answer: purchase restriction
On September 15, Jinan and Qingdao simultaneously released the new property market policy and announced the adjustment of the purchase restriction policy.
Judging from the latest data and policies, the real estate market has undergone positive changes.
Among the policies issued by Qingdao and Qingdao, Qingdao has made it clear that it will continue to implement the purchase restriction policy in Shinan District and Shibei District (except sifang district). This means that the restricted purchase area in Qingdao is reduced, and the threshold for foreigners to buy a house is reduced. Both local and foreign accounts can buy three or more houses in non-restricted areas, which actually encourages the purchase of houses on a larger scale. At the same time, it is clear that for new commercial housing in the restricted area, local residents are restricted to 2 sets, families with two or three children are restricted to 1 set, and foreign residents are restricted to 1 set after living for half a year.
Jinan proposed to continue to implement the purchase restriction in Lixia District and Shizhong District within the Second Ring Road, starting from September 16. Although there are not many words, it also greatly reduces the restricted purchase area.
The industry believes that the adjustment of the property market regulation policies in Jinan and Qingdao will boost the trading market and guide market expectations.
On August 24th, the executive meeting of the State Council proposed to allow local governments to flexibly use policies such as credit to reasonably support rigid and improved housing demand. On August 3 1 day, the the State Council executive meeting made arrangements for real estate again.