The interest-free loan of 5 million is fake. According to relevant public information inquiries, under normal circumstances, banks will not provide interest-free loans. Even if the loan is provided by the government or financial institution, it is rare that the loan is interest-free. Therefore, if someone sells you an interest-free payment of 5 million, it is probably a scam or fraud. Please be vigilant. If there are similar promotions, it is recommended that you report it to the relevant departments or institutions. It is also recommended that you learn more about payment and protect your own rights and interests.