Legal analysis: (1) If you encounter online fraud, it is recommended to report the fraud to the Internet crime reporting website or dial 110 or go to the local police station to call the police. The other party’s behavior is suspected of fraud; (2) If caught by the police After committing a crime, you can ask the criminal suspect to return compensation and return the stolen goods. Generally speaking, the suspect will take the initiative to return compensation and return the stolen goods in order to obtain the victim's understanding and get a light sentence from the court; but no matter what, you must remember that if you are deceived, you must Call the police. You need to call the police and the police will solve the case and be relieved of responsibility. Otherwise, you will bear adverse consequences and the bank will recover the loan from the parties to the loan contract. If you sign the loan contract, you must bear the legal consequences. Although there is deception in your behavior, the bank that provided the loan and you are parties to the contract and have established a contractual relationship. Obviously, you have been deceived in this contractual relationship. First, you need to report to the police and provide corresponding evidence, and the police will file a case. Second, you can file a lawsuit with the court and request confirmation that the contract is invalid. Otherwise, you will have to bear the obligation to repay.

Legal basis: "Criminal Law of the People's Republic of China" Article 266 Whoever defrauds public or private property, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or surveillance, and shall also be sentenced to or A fine shall be imposed alone; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment and shall also be fined. money or confiscation of property. If this law provides otherwise, the provisions shall prevail.

"Interpretations of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Fraud" Article 1 Fraud of public or private property worth 3,000 yuan to more than 10,000 yuan, 30,000 yuan to 100,000 yuan Those exceeding RMB 100,000 and RMB 500,000 shall be deemed as “relatively large amount”, “huge amount” and “especially huge amount” as stipulated in Article 266 of the Criminal Law respectively. The higher people's courts and people's procuratorates of all provinces, autonomous regions, and municipalities directly under the Central Government may, based on the economic and social development conditions of the region, jointly study and determine the specific amount standard for implementation in the region within the amount range specified in the preceding paragraph, and report it to the Supreme People's Court and the Supreme People's Court. Procuratorate filing.