2. If the capital problem is serious, it will take half a year or even longer to solve it, and it may not be possible to rely solely on loans. At this time, you can try to apply to the bank for deferred repayment. In particular, the mortgage term of some users is only 10 years, and the monthly supply pressure is high. If the loan term can be changed to 20 years, it will be easy to bear the pressure.
3. Transfer or sale of the house. If the capital problem has not been solved and the mortgage has not been repaid, then the bank has the right to auction the house. Prior to this, users can transfer or sell houses to repay the principal and interest of the bank's remaining mortgage.