Zhongan Xinye's loan application is more reliable, because Zhongan Xinye is a large-scale online loan company, which is more formal, but the loan is slow and the audit is strict. The interest rate of online loans is generally high, but the interest rate of loan application of Zhongan Xinye is not particularly high. Compared with other small lenders, Zhongan Xinye's loan application is more trustworthy.

Conditions for applying for loan business:

1. natural person with age 18-65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule;

4. Good credit information and no bad records.