Daniel rowe, the American captain, from his first bucket of gold to the billions of dollars in assets later, is closely related to his ability to seek the Tao.
When he first stepped into the door of the bank, people looked at his shabby shirt collar and saw that he had nothing to mortgage, so naturally he refused his application.
He went to Chase Bank again and tried his best to finally meet the president of the bank. He told the president that after he bought the freighter, he immediately converted it into an oil tanker, and he had rented the ship he didn't buy to an oil company. The monthly rent paid by the oil company is used to repay the loan he borrowed by installments. He said that he could give the lease to the bank, and the bank would charge the oil company rent, which was tantamount to installment payment.
Many banks have heard of lowig's idea, and they all feel ridiculous and have no credit. The president of Chase doesn't think so. He thought: lowig went bankrupt and may have no credit, but the credit of that oil company is reliable. It will be safe to take his lease to the oil company to collect money monthly.
Lowig finally got the first loan. He bought the second-hand wheels he wanted, converted them into tankers and rented them to an oil company. Then he used this boat as collateral and borrowed some money to buy another boat.
Lowig's success and shrewdness lies in that he used the credit of that oil company to improve his credit, thus successfully borrowing money.
This situation lasted for several years. Every time he pays off a loan, he becomes the owner of the boat, and the rent is no longer taken away by the bank and smoothly enters his pocket.
When lowig's career developed to a certain period, he felt that it was too slow to make money with this kind of loan, so he conceived a more wonderful way of borrowing.
He designed an oil tanker or a ship for other purposes. Before the construction started, he found a good employer and signed a contract with him, promising to rent the boat to them after the completion of the boat. Then lowig took the lease contract to the bank to borrow money to build a ship.
When his loan was "invented" smoothly, he rented someone else's wharf and dock, and then borrowed money from the bank to build his own boat. He has his own shipbuilding company.
In this way, lowig climbed to the peak of his career with bank loans.
Similar to lowig, Venezuelan Rafael Dudra got rich by constantly looking for good investment opportunities. In less than 20 years, he established an enterprise with an investment of 654.38 billion US dollars.
In the mid-1960s, Dudra owned a small glass manufacturing company in the Venezuelan capital. However, he is not satisfied with this business. He studies petroleum engineering. He believes that oil is an industry that can make a lot of money and display its talents. He is bent on becoming a member of the oil industry.
One day, he got news from a friend that Argentina was going to buy butane gas worth $20 million from the international market. With this information, he was full of hope and thought that the opportunity to join the oil industry had arrived, so he immediately went to Argentina to get the contract.
Only after he went did he know that BP and Shell Oil Company were already very active. There is no doubt that this is already a very difficult competitor, not to mention that I am not familiar with the oil industry and my capital is not strong, so it is very difficult to finalize this business. He didn't stop there, but took a roundabout tactic.
One day, he learned from a friend that there was a surplus of Argentine beef and was anxious to find a way to export it. He had a brainwave and felt that the God of Luck had come, which was equivalent to providing him with an equal opportunity to compete with BP and Shell, and he was full of confidence in victory.
He immediately went to the Argentine government. At that time, although he had not mastered butane gas, he was sure that he could get it. He said to the Argentine government, "If you buy 20 million dollars of butane gas from me, I will buy you 20 million dollars of beef." At that time, the Argentine government wanted to sell beef quickly, so it gave Dudra a bid to buy butane gas, and he finally defeated two powerful competitors.
After winning the bid, he immediately organized butane gas. He immediately flew to Spain. At that time, a large Spanish shipyard was on the verge of bankruptcy due to lack of orders. The Spanish government is very concerned about the fate of this shipyard and wants to save it.
This news is another good opportunity for Dudra to seize. He went to negotiate with the Spanish government. Dudra said, "If you buy $20 million of beef from me, I will order a $20 million supertanker from your shipyard." Spanish government officials welcomed this and immediately made a decision. They immediately contacted the Argentine government through the Spanish Embassy in Argentina, demanding that the Argentine government directly ship the beef ordered by Dudra to Spain.
After Dudra resold beef worth $20 million, he continued to look for butane gas. He went to Philadelphia and found Sun Oil Company. He said to Sun Oil Company, "If you can rent my tanker for 20 million dollars, I will buy 20 million dollars of butane gas from you." Sun Oil Company accepted Dudra's suggestion. From then on, he entered the oil industry and realized his wish to become a member of the oil industry. After hard work, he finally became a giant in Venezuela's oil industry.
Finding ways to create opportunities can turn many difficult problems into favorable conditions and create more resources for us to stand out. People in the workplace should pay attention to the hidden advantages in difficulties and take the initiative to find ways to exert their energy.