You can't just apply for a loan with a copy of your ID card. You need to bring the original ID card and prepare relevant materials.

Conditions for applying for small loans:

/kloc-Chinese mainland residents aged 0/8-65;

Have a stable job and income or business premises, and have the ability to repay;

Good credit information and no bad records;

Loans cannot be used for stock trading, gambling and other behaviors;

Other conditions required by the bank.

Materials to be prepared for applying for small loans:

The borrower's identity card;

Borrower's household registration book;

Household registration book or residence certificate (housing lease contract, utilities, property management and other related certificates);

Proof of marital status;

Labor contract;

Credit report;

Bank flowing water;

Proof of income.

Process of handling small loans:

The borrower applies for a loan;

Materials required for preparing loans;

Sign a loan contract in front of the bank;

Banks examine the qualifications of borrowers;

Approve loans;

The borrower repays the loan principal and interest as agreed in the contract.