Online lending is the abbreviation of online lending, including personal peer-to-peer lending and online microfinance. Peer-to-peer lending refers to the direct lending between individuals through the Internet platform. How to deal with online loan fraud: 1 Pay attention to some fraudulent means. Many fraudsters will say that they don't need a mortgage, and they can borrow money just by looking at their ID cards. After signing the contract, they will ask the borrower for a deposit and run away after getting the deposit. After being cheated, you should quickly collect and keep relevant evidence, such as contracts, receipts, IOUs, their contact information, addresses, chat records, photos, websites, etc. 2, the parties can go to the local police station for the record, but it depends on whether anyone else reports the case. If you only report the case yourself, the public security organ will not file a case. Then what should I do? 3. Now a network police alarm center has been set up, which can call the police directly through the network police, freeze the other party's account at the first time, and it is very likely to get the money back.
Legal basis: Article 14 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases has one of the following circumstances, and the people's court shall consider the private lending contract invalid: (1) The borrower knows or should know in advance that credit funds are obtained from financial institutions and usury is given to the borrower; (2) Lending the funds obtained by borrowing from other enterprises or raising funds from employees of the unit to the borrower for profit, which the borrower knows or should know in advance; (3) The lender knows or should know in advance that the borrower is still providing loans for illegal and criminal activities; (4) It violates social public order and good customs; (5) It violates other mandatory provisions of laws and administrative regulations.